Privacy Policy

Information We Collect

At varanyraialis, we collect information that helps us provide better financial planning services and educational resources. We're transparent about what we gather and why we need it.

How We Use Your Information

Information Sharing & Disclosure

We don't sell your personal information to third parties. However, we may share your information in these specific circumstances:

• With trusted service providers who help us deliver our educational programs and financial planning services, under strict confidentiality agreements
• When required by Australian law, court orders, or regulatory authorities such as ASIC or AUSTRAC
• With your explicit consent for specific purposes, such as connecting you with recommended financial professionals
• In case of business restructuring, merger, or acquisition, where your information would transfer under equivalent privacy protection
• To protect our legal rights, prevent fraud, or ensure the safety of our platform and users

All third parties who receive your information are bound by privacy agreements that require them to protect your data with the same standards we maintain.

Data Security & Protection

We implement comprehensive security measures to protect your personal and financial information from unauthorized access, disclosure, or misuse.

• Industry-standard encryption for data transmission and storage, including SSL certificates and encrypted databases
• Multi-factor authentication systems for account access and administrative functions
• Regular security audits and penetration testing by independent cybersecurity professionals
• Strict access controls ensuring only authorized personnel can access your information on a need-to-know basis
• Secure data centers with physical security measures, backup systems, and disaster recovery protocols
• Employee training programs on privacy protection and data handling best practices
• Incident response procedures for immediate action in case of any security breach

While we maintain robust security measures, no system is completely immune to risks. We continuously update our security protocols to address emerging threats and maintain the highest protection standards for your information.

Data Retention & International Transfers

We retain your personal information only as long as necessary to provide our services and comply with legal requirements:

• Active account information is maintained while you use our services and for 7 years after account closure, as required by Australian financial record-keeping laws
• Educational progress and communication records are kept for 3 years after your last interaction to support ongoing service improvement
• Marketing communication preferences are retained until you unsubscribe or close your account
• Financial planning documentation follows Australian Financial Services licensing requirements for record retention

Your information is primarily stored on secure servers located in Australia. When we use international service providers for specific functions (such as cloud hosting or email services), we ensure they provide adequate privacy protection equivalent to Australian standards through:

• Contractual privacy clauses requiring equivalent protection standards
• Verification of adequate privacy laws in destination countries
• Regular compliance monitoring of international service providers
• Data processing agreements that limit use to specified purposes only

Cookies & Website Analytics

Our website uses cookies and similar technologies to enhance your browsing experience and provide personalized content. You can control cookie settings through your browser preferences.

• Essential cookies required for website functionality, account access, and security features
• Analytics cookies to understand how visitors use our site and identify areas for improvement
• Preference cookies to remember your settings and customize your experience
• Marketing cookies to deliver relevant content and track the effectiveness of our educational campaigns

We use Google Analytics and other reputable analytics services to understand website usage patterns. These services may collect anonymized data about your browsing behavior, which helps us improve our educational resources and user experience.

Changes to This Policy

We review and update this privacy policy regularly to reflect changes in our services, legal requirements, or privacy practices. When we make significant changes:

• We'll notify you by email at least 30 days before changes take effect
• We'll post the updated policy on our website with clear indication of what's changed
• For major changes affecting how we use your information, we'll seek your renewed consent where required
• You'll always have the opportunity to review changes and contact us with questions or concerns

Continued use of our services after policy updates indicates your acceptance of the revised terms. If you disagree with changes, you can close your account or contact us to discuss your options.